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Pre-Approval

120 Day Pre-Approval is Your Best Rate Guarantee - Remember the Tortoise & the Hare?!! 

Whether you are purchasing your first home, approaching maturity on an existing mortgage, or planning to refinance early -- getting pre-approved early with the right lender is an important consideration. Up to 120 days before the event you can establish a com...

Cash Back

Cash back is a relatively new mortgage product that that offers the borrower the flexibility to consolidate the need for downpayment or any financial requirement. The lender agrees to pay a sum of cash at closing that is either a fixed amount (i.e. $1000) or a percentage of the amount borrowed (i.e. 7%). 

Purchasing a home can be an expensive proces...

Self Employed

Self-Employed borrowers and commissioned sales people account for more than 2.5 million Canadians. They have traditionally had difficulty acquiring a high ratio mortgage or refinance with a major Canadian banking institution. If you are receiving your income as 100% commission including tips/gratuities you can now qualify financing given stated inc...
 
Personal Finance

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